Understanding Dental Discount Plans

What are dental discount plans?

Dental discount plans are just what the name suggests; they are plans that reduce the price of your next trip to the dentist. Similar to membership programs such as Sam’s Club or Costco, discounts are offered to participating members who sign up for the plans and pay a small fee.

How much do dental discount plans cost?

These plans typically come with a small monthly fee starting as low as $11.00 per month. Dental discount plans do not require copays or deductibles, nor do they carry annual maximum limits.

How do dental discount plans work?

Unlike typical dental insurance, discount plans do not involve any kind of claims process. This means that your discounted rate is applied at the time of your visit and you do not have to wait for reimbursement.

Who should get a dental discount plan?

Anyone who no longer has access to an employee dental insurance plan is a good candidate for this health care option. Seniors often times fall in to this category as they leave the work force.

What if I already have dental insurance?

Dental discount plans can operate along side with a standard dental insurance. This is especially useful if you find yourself in a long waiting period for your dental coverage and you need some financial assistance quickly.

Are preexisting oral health conditions a factor in determining my discount?

No, discounts are standard for each discount plan. When signing up for a discount plan, you are not subject to any waiting periods based on preexisting oral health conditions and can actually visit the dentist the same day of enrollment.

Why do dentists opt in to these plans?

Dental providers contract with discount plan providers to offer these lower rates for their clients. Dentists and dental practices realize that standard insurance isn’t always available to their patients and often times dental insurance does not offer enough coverage to meet their oral health needs.